If you are struggling to get approval for a pay monthly phone contract from the networks, then a short term solution maybe to get a sim only deal with one of other networks, or a Pay as you go bundle.
There are a whole range of these type of plans out there, with the main networks like O2, EE, Vodafone &3 providing various bundles and packages for a monthly plan (typically ranging from 1 month to 12 months depending upon your choice of plan & provider).
It's advisable to select a plan that you can afford to pay for on your more financially difficult months like around Christmas, but equally a package that you can live with everyday. You can make savings by using the wifi hotspots when you are out and about, so by switching off your data connection when you leave the house, your phone will then only link to the wifi hotspots until you switch your data connection back on again.
Some offer other incentives, especially the smaller providers like BT, Lebara & PlusNet whereby they may offers gifts &/or discounts if you have other products with them.
These type of plans can help control your spending, some allow spending caps to be setup to ensure you do not go over your download allowance, so it's worth checking this out (BT are one example).
Take a look at the current packages in the sim only market with our comparison site. Simply choose which network and minutes, text & data bundles using the drop down boxes on the site.
Get more sim only information here.
This blog aims to compare the UK smart phone networks like O2, EE, Three, as well as Vodafone and some of the smaller market players' smart phone contracts on offer like Giff Gaff & BT for pay monthly deals.
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